Beware of Primerica Prepaid Legal Services

Well let's talk about prepaid legal services. My mom bought an insurance policy through a company called Primerica. She purchased this policy 7 years before she passed away. Now when she bought this policy she also bought the extra service that went with it call prepaid legal. My mom paid $25.00 a month for this and paid it faithfully every month. The insurance was to pay for all of her final expenses, and for a attorney to handle all of her final arrangements. She had set it up so that my brothers and myself would not have to be concerned with any of it at the time of her death. Well She passed a couple years ago and we found out she had been scammed. Well partially scammed anyways. The insurance policy did pay off just as it was supposed to, but! The prepaid attorney refused to even get on the phone and talk with us. We ended up doing everything he was prepaid for 7 years to do. Since my mother had setup this service, we really had no idea what all needed to be done after her death. Like accounts that needed to be closed, accounts that needed to paid off, or anything else. When we would try to discuss it with her, she would always tell us not to worry about it, she had it took care of already. And all we needed to do was call this number she had on a card and notify them of her death.

Well as I said the day came that she passed and we did as she to do. While we were at the funeral home we made the call to them and was told they would not be doing anything. The death insurance paid just as it was supposed to so we were able to give her the burial that she deserved. But because she had put all of her faith into the prepaid legal service, we ended up having to hunt down all of her accounts and other final arrangements. But that's not even what upset us as we were glad to do it for her. What upset us was the fact that we were told that she was dead and the company had no further obligations to her. Now my mother was not a rich woman by any means, but she did have a lot of things that had to be handled after her death. But the fact that they refused fulfill the obligations that they did have to her, wasn't even the worst part of it. That wouldn't come till the next month.